Haggling for the Best Car Loan Deals

Haggling for the Best Car Loan Deals

So you’re buying a new car and you’re looking for car financing. You’ve done your research, compared car options and you know exactly what you want. The only missing aspect of the entire picture is the right financing. If you’re planning on...
Repair Poor Credit Rating with the Right Credit Card

Repair Poor Credit Rating with the Right Credit Card

When you have bad credit, life isn’t as rosy as when you have a perfect one. Getting approved for a personal loan or a mobile phone contract, for instance, is harder and obtaining a credit card is even more difficult. But do you also know that you can actually...
When to Refuse if You’ve Been Asked to Guarantee a Loan?

When to Refuse if You’ve Been Asked to Guarantee a Loan?

Probably one of the noblest things you can do for a relative or friend is to help them out financially. But if you don’t have the cash to support them yourself in times of dire need, then you can still help them out obtain financial assistance elsewhere by becoming...
How Guaranteed Loans Affect One’s Credit Rating?

How Guaranteed Loans Affect One’s Credit Rating?

There’s always some sort of concerns involved when trying to obtain a guarantor loan, most especially on the guarantor’s part. One of the common issues that raise confusion is the effect of the loan on one’s credit rating. Effect on the Borrower First of all, a...
When Does It Make Sense to Obtain a Secured Loan?

When Does It Make Sense to Obtain a Secured Loan?

If you’re unfamiliar with what a secured loan is about, it is the type of loan that involves collateral from the borrower. Unlike unsecured loans, where the lender cannot hold the borrower accountable if a payment is missed, secured loans give them. In the event that...